Insurance Benefits
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Aegis Helps Lower Insurance Premiums

Features

  • Limit liability
  • Save lives
  • Protect the physical property asset (client property)
  • Protect the business asset (client company)
  • Foster a positive public image
  • Increase profitability
  • Attract new tenants
  • Retain established tenants
  • Add to the bottom line
  • Enhance safety and security
  • Establish and strengthen partnerships with local public safety agencies
  • Create deterrent effect

The Aegis system provides contract negotiators with some of the most important information they can possess.


By proactively adopting and deploying cutting-edge safety and security programs, structured compliant with uniform federal, state and local emergency management plans, first responder protocols and best business practices, liability will surely be reduced as will insurance premium costs.

Aegis First Responder Data System

Aegis’ server driven, browser-based software easily integrates into any business or jurisdiction’s emergency plans greatly enhancing critical information, collection, retrieval and dissemination. A communications conduit is established to facilitate coordination between public safety agencies and facility management groups. Aegis can form the foundation of a sound security plan or can add value by integrating with a current Emergency Operations Plan, Business Continuity Plan, other risk management and/or disaster recovery programs.

Compliance

Aegis parallels the philosophies, recommendations, directives and requirements of:

  • 9/11 Commission Report
  • National Strategy for Homeland Security
  • National Response Framework
  • National Infrastructure Protection Plan / Critical Infrastructure and Key Resources
  • Safe Schools Initiatives
  • NIMS-ICS/US
  • FEMA “Four” Series documents (426, 427, 428, 429)
  • PS-Prep Program (Voluntary Private Sector Preparation Accreditation and Certification Program)
  • NFPA 1600
  • ASIS SPC (Security Preparedness and Continuity)
  • BSI (BS 25999)
  • HSEEP Exercise Training
  • Various risk & vulnerability disciplines

The Facts

Post 9/11, the perception of high-rise buildings and large commercial complexes is one of vulnerability. Large public and private complexes are in reality “Soft Targets” – evidence by hundreds of billions of dollars dedicated to Homeland Security programs over the last decade. Tenants worry about being on higher floors. Property owners experience increased vacancy rates and are forced, in some cases, to lowering rents to attract and retain tenants. Insurance carriers have raised rates and the mere threat of a disaster is causing some owners to be denied insurance coverage all together.
Most states and local jurisdictions have statutory requirements for the adoption and maintenance of emergency plans in high-rise buildings and many other types of facilities. Companies are being held liable for failure to demonstrate “due diligence” in the implementation of proactive safety and security programs to protect tenants and clients. Performance in the safety and security sector of your operation can mean the difference between reasonable planned liability and negligent exponential liability, accompanied by damaging public relations and even criminal culpability for failure to adequately comply with statutory law.

The Threats

The terrorist and criminal threat is permanent and growing both internationally and domestically. Terrorist threats and the proliferation of self-generating, independent terrorist inspired individuals and groups, worldwide, are giving criminal license, and providing active encouragement to radical factions with an unlimited number of violent anti-social causes.
Beyond the terrorist treat, and much more likely to occur are criminal acts, natural or man-made disasters, fires, medical emergencies and everyday accidents. If handled improperly these events can spread far beyond the simple scene of the incident.
What government or commercial facility can say that it is so isolated as not to be potentially effected by a transportation accident (highway, rail, airport, waterway) involving an explosion or hazardous materials release, or an explosion occurring at or near a chemical plant, warehouse or petroleum refining facility? Events such as these can easily affect your facility by cascading into a more serious situation encompassing a far wider scope.
Consider that no one can predict where a facility will fall in ‘line of priority’ for emergency services attention during a larger incident. Everyone needs to prepare to be as self-sufficient as possible. Self-sufficiency comes with preplanning and confidence in the effectiveness of a well thought out emergency plan. 

The Solution

We can never hope to prevent all, or even most of these incidents. What we can do is to proactively prepare and work together to be informed, respond quickly and effectively to contain these situations and to mitigate and deter the effects of future actions by preparedness, vigilance and refinements that come from lessons learned.
CRT produces a specialized knowledgebaseof information about each specific property surveyed. This critical information is condensed and packaged into a consolidated, comprehensive, series of electronic multi-media reports to be used by the building management staff and public safety not only as a first responder preparedness and response resource but as a dynamic blueprint to determine what works and what needs reworking. This is the heart of any emergency response system.
Emergency situations have always been a serious concern in the large commercial environment. There are many circumstances that threaten your staff, tenants, clients and visitors on a daily basis. The Aegis program provides the vital link bridging the gap between first responders, their need for critical information relating to the operation of your facility, communications and the continuity of your operation. Failure to recognize these concepts and interrelationship, and to neglect to proactively follow the basic tenants of nationally adopted emergency management protocols (Mitigation, Preparedness, Response and Recovery), nearly a decade after the worst terrorist attacks in the nation’s history, could spell disaster for your company.

Steps

Adopt a professionally assembled and maintained emergency response system:

  • Professionally authored emergency operations plans
  • Deploy cutting-edge critical information collection, retrieval and dissemination technology
  • Train on that system technology
  • Exercise your entire emergency response system

Negotiate lower insurance premiums based because you are doing the following:

  • Complying with the law
  • Following Homeland Security emergency management recommendations that were adopted nearly a decade ago, in response to the September 11, 2001 terrorist attacks on our country.
  • Recognize that the threat is still real and undiminished. DHS is in the continual process of updating its protocols and drafting new recommendations to address an ever evolving threat.
  • Following business best practices protocols that have developed more slowly than the government’s response, but are none-the-less in parallel concept and in the same continual process of evolution

You have proactively prepared for any emergency situation and in so doing your facility is significantly less vulnerable to threats and associated liabilities.  Insurance savings will pay for your deployment in a short period of time. Continued savings can be realized in subsequent years adding to your bottom line by simply maintaining the programs.

Conclusion

As history has taught us, failure of being duly diligent in the face of known liability is simply neglecting one’s obligation to assume the proper implied or required mitigation responsibility. In today’s world this sort of “I hope it doesn’t happen to me” mentality could be interpreted as tantamount to criminal negligence.
Now is the time to aggressively pursue a cutting-edge emergency management system.  It will not only pay for itself, add to your profitability, public image and bottom line, it will pay dividends in the confidence and peace of mind that comes with being part of a larger team and being prepared.